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A Reverse Telephone Lookup Of Unwanted Calls is a free reverse telephone database of phone numbers reported to be from telemarketers, scammers, and bill collectors for the United Kingdom. Over 20,743 complaints have been reported to date.

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Did you get a call from 07860-035283?  Read the comments below to find out information about this number. You can also report unwanted calls to help identify callers.

Toni Twostep
July 6, 2014, 3:36 pm

Phishing scam text messages being sent to me from this number. They said my Llyods bank account had been used for an itunes purchase I never made and they needed to verify info to reactivate my card. I called my bank and they said this was a scam, that they don't send out texts like this. I will be blocking this number from now on.

Caller Company: Fake Lloyds
Caller Type: Scammer
Arthur Daley
July 16, 2014, 8:59 am

I received this text:

"Halifax has noticed your Debit card ending **** was recently used on 16-07-2014 05:39:30, at EDC WAT PHNOM 020000018 for 119.6. Please confirm if this transaction was made by you by replying Yes or No."

The SMS gave the correct last four numbers and my correct bank so I assume that a rouge company has sold or given away my bank details. I hope it wasn't the Halifax.

Caller Company: ?
Caller Type: SMS
August 13, 2014, 8:59 pm

SCAM - Text stating my debit card had been used on 2nd Ave Chase and requesting a text back. They detailed correctly the last 4 card digits.

Caller Company: Lloyds
Caller Type: SMS
August 22, 2014, 3:10 pm

SCAM - just had a text from this number pretending to be The Halifax... it was relating to a payment that 'declined' even though enough funds in my bank... i've been rather suspicious as my card declined on a second transaction 10 mins later even though my bank balance has plenty sufficient funds? Phoning the Halifax now.. rather suspicious.
22nd August 2014

Caller Company: Halifax
Caller Type: SMS
October 5, 2014, 7:03 pm

Same as above. Tried to pay for some plane tickets with Vietnam Airways and the payment was declined. This text relates to the right bank and the right transaction type, also with plenty of funds. Payment went through fine on other card, now have this text. Phoning Halifax now.

Caller Company: Halifax
Caller Type: SMS
October 5, 2014, 7:27 pm

Mine is the earlier comment. I've just spoken with Halifax fraud team; this is a real text from Halifax. It doesn't mean your payment will go through, it's just them alerting you that your card was used. If you text yes back, you'll get another message from their fraud department

Caller Company: Halifax
Caller Type: SMS
October 15, 2014, 9:37 pm

This is NOT a scam. Lloyds texted me in this way. I called them via the normal card fraud number, and this was a real attempt at fraud which, happily, they had picked up and refused. They confirmed that Lloyds will contact customers like this.

Caller Company: Lloyds Bank
Caller Type: Legit Caller
November 1, 2014, 10:58 am

NOT a scam. Just called the Halifax bank to confirm that someone had tried to make a purchase on line to Tesco. Card now cancelled.

Caller Company: Halifax
Caller Type: SMS
November 27, 2014, 8:32 pm

It is genuine. Lloyds Bank fraud department.

My advice is if you get a text from it "reply back" as soon as you can.
I confirmed with the bank 5 minute later and they also said it was them.

Caller Company: Lloyds Bank
Caller Type: SMS
November 28, 2014, 12:31 am

Yes, it is a scam. Banks do not send out texts. They would at most call you to tell you about the fraud and to ask you if you made the purchase. Call the number on the back of your card to be 100% certain and never get personal with random communication.

Caller Company: Bank Texts
Caller Type: Scammer
December 2, 2014, 3:33 pm

Got this message from Lloyds Bank, card and transaction details were correct. Rang the number on the back of my card, spoke to Fraud, they confirmed it was sent by them and asked me to reply.

Looks like this triggers if you (or someone with the card details) attempt to use the card outside of your normal patterns. Your transaction will have been declined and you will have to try again.

Caller Company: Lloyds Bank
Caller Type: SMS
December 3, 2014, 11:17 pm

THIS IS NOT A SCAM. The number is Lloyds/Halifax Fraud team. Banks do send out texts if you have signed up for SMS alerts.

I have just spoken to them & they have confirmed a text I received is from them & my account is being used fraudulently. I initially thought it was a phishing scam. Card cancelled.

Caller Company: Halifax/BoS
Caller Type: SMS
December 5, 2014, 3:47 pm

Legitimate Call! Someone the Philippines tried to use my card fraudulently and Halifax sent me this text. It is best to phone your bank immediately and they will sort it for you - I was unsure at first as I thought the text was a scam but it is better to be safe than sorry! Phone your bank!

Caller Company: Halifax
Caller Type: Legit Caller
December 8, 2014, 11:00 pm

This IS NOT a scam. It's a general hosting number used by the Halifax and Lloyds to pick up potentially fraudlent transactions and get you to stop any that you don't recognise before their system processes it out of your account. However, it would've been nice if they told us this judging by the number of people who (fairly) have thought it was a scam!

Caller Company: Lloyds/Halifax
Caller Type: Legit Caller
December 10, 2014, 2:42 pm

Tried to donate to wikipedia - more people should - and had the same SMS from lloyds asking if I had tried to use my card to make a payment. I replied to the request. Seems genuine enough to me. I doubt s**tbags would be phishing wiki....

Caller Company: lloyds
Caller Type: SMS
December 15, 2014, 9:15 pm

This is NOT a phishing scam. It is a genuine number for Lloyds Bank's fraud-prevention team, who texted me to ask whether I'd authorised a 500 payment from my account. I hadn't.

Caller Company: 07860 035283
Caller Type: SMS
December 17, 2014, 7:21 pm

This isn't a scam number. Halifax texted me and I rang up straight away. Turns out someone was fraudulently making transactions on my account. Cancelled my card straight away.

Caller Company: Halifax
Caller Type: SMS
January 11, 2015, 9:25 am


Currently on phone talking to LLOYDS who confirmed it WAS them who sent text and there was fraudulent activity on my account.

Caller Company: Lloyds Bank
Caller Type: SMS
January 23, 2015, 8:23 pm

Totally legit. Called Halifax and they confirmed they sent it. Cancelled fraud activity on account and issued a new card.

Caller Type: SMS
January 31, 2015, 8:54 pm

This is a valid number which alerted me today that a fraudulent attempt had been made to use my card. I called Lloyds and they verified it and cancelled my card.

Caller Type: Legit Caller
February 8, 2015, 5:22 pm

This is genuine. Text off Halifax asking if a 133.36 withdrawal was authorised. I rang them and confirmed that it was fraud and had car blocked

Caller Company: Halifax
Caller Type: SMS
February 9, 2015, 12:33 pm

This is a genuine number. Just felt a bit stupid ringing Lloyds in a panic to report it, only to be told it was from them. Security spot checks are carried out every now and again.

February 9, 2015, 3:07 pm

This a genuine number. Call your bank. Someone may be attempting to defraud your account.

Caller Type: SMS
February 27, 2015, 3:26 pm

Lloyds texted on this number. When I answered NO to recognising the transaction mentioned, they called immediately to advise of a series of fraud attempts on my card which had been cloned via a scamming mechanism in a cashpoint.

Caller Company: Lloyds
Caller Type: Legit Caller
March 7, 2015, 10:06 pm

Received this text after trying to make an online payment to a company in the US. Payment was declined even though funds were available. I was dubious about a text from what looked like a mobile number claiming to be from my bank - called them and they said it was routine procedure. Transferred me to the fraud department who sorted it out by lifting the block on the payment and advised me to try and make the payment again at which point it went through.

100% legit.

Caller Company: Halifax
Caller Type: Legit Caller
March 21, 2015, 6:34 pm

This is a genuine number. Received a text asking if I had spent 69 on my card, I hadn't. Responded no to text which was followed up from Halifax fraud line. Problem dealt with. Not a scam.

Caller Company: Halifax
Caller Type: Legit Caller
April 11, 2015, 10:31 pm

100% genuine... I thought it was a scam so called the bank, they confirmed my card was being used in the USA! Blocked the card and sorted!

Caller Company: Lloyd
Caller Type: Legit Caller
April 23, 2015, 5:15 pm

this is NOT a scam, it's the halifax and lloyds fraud line. I got the text when an ATM transaction I made abroad was declined (I hadn't told the bank I would be traveling).

Caller Company: halifax and lloyds bank fraud dept
Caller Type: Legit Caller
May 10, 2015, 2:23 am

It was legitimate. Seems I got through to Lloyds customer service who gave me some misinformation. Later on a got a voicemail from the fraud department and rang them back on the number via the website. They confirmed someone had my details, cancelled my card, and issued a replacement. Luckily no money left my account.

Caller Company: Lloyds bank
Caller Type: Legit Caller
June 26, 2015, 7:53 pm

I just received a text this evening around 19:22. It said "Lloyds Bank has noticed your Debit Card ending **** was recently used on 26/06/2015 19:21:58 at WWW.AIRHOPTRAMPELIN EOA 95474493 FOR 92. Please confirm if this transaction was made by you by replying Yes or No"

At first, wtf, someone using my lloyds card?....wait a minute, something don't look right, the website name was spelled wrong, the card ending doesn't match (mind you, I'm waiting for another since change of address) and all I have in my lloyds account is 1.00, the transaction would of never been allowed, plus, I never use it online, I've got another bank account that handles my finance and luxury.

Then I looked up the number, seems this has happen to quite a lot of people.

Scumbags aren't getting my money!

If in doubt, don't reply, don't phone the number they give you, phone your official bank number that is on your statement or on the official bank website. No doubt they will say "no such transaction was made"..

Caller Type: Scammer
June 26, 2015, 9:39 pm

Me again, I'm sorry, but it is geniune, though don't ignore it, phone your bank if your suspicious of the txt, apparently, LLoyds and Halifax use the same security company that uses anti-fraud.

I didn't feel comfortable replying to this text, I phoned Lloyds official number that you would get on the bank statement.

Apparently, when changed my address over to my new one, the bank said they will have the card delivered to me. They have it registered as delivered. Apparently, I never got the card (could of been postman, could be anyone, someone that stopped by and just took the letter from the letter box) and has used it at 3 different locations. They attempted a transaction online of 300, they have made a transaction at a company for 92 and another at another for 35. All have been cancelled except for the 35 which the account is still pending. I have been told that I will be sent a form to confirm statement that it was used for fraud and they will refund that money.

I phoned one of the company, gave them the details of the fraud and asked them to call the authorities if they made a booking and show up.

Caller Type: Legit Caller
July 2, 2015, 5:09 pm

Went into my Halifax branch who confirmed it was fake, after sending a abusive text back got another text saying my Lloyds account had been hacked, I DONT HAVE A LLOYDS ACCOUNT !!! These people need stringing up.

Caller Company: Paddy
Caller Type: Scammer
August 25, 2015, 9:39 pm

Leigh for me. Recently changed address and just had a new payment cancel. Replied to the message and the payment automatically went through. Although it's not uncommon for people to piggyback on numbers every now and then, so if you're not expecting a payment, call your bank!

Caller Company: 07860035283
Caller Type: SMS
August 29, 2015, 1:51 pm

THIS IS NOT A SCAM!! Phone your bank...
Someone is trying to hack your account. I just rang lloyds and they put me through to the fraud squad. And also told me that there was two more pending transactions for someone I don't know !!

Caller Company: 07860 035283
Caller Type: SMS
September 9, 2015, 8:21 pm

spent an hour on a phone with LLoyds untill they put me through Fraud department just to confirm that it was a genuine text from them. it was worth waiting as i thought i was scamed judging by the amount of comments from people saying it was a scam. IT WAS NOT!!!

September 12, 2015, 3:31 pm

I had a message today saying it was Halifax asking if I'd used my debit card at this place, I phoned Halifax incase it was a scam! It was genuine some one had used my card details in America, so glad I checked it out! IT IS NOT A SCAM

Caller Company: 07860 035283
Caller Type: SMS
September 14, 2015, 7:17 pm

Genuine text message from Bank of Scotland, someone in Mumbai trying to get money from my account today, phone your bank immediately if you get a message like this

Caller Company: 07860035283
Caller Type: Scammer
I'm not a scammer..
September 29, 2015, 7:13 pm

Just had a call from this number, called my bank, and they stated they do not use this number for calls or texts... if unsure call your bank. Bit strange several banks use the same number?..

Caller Company: bank..
Caller Type: Scammer
October 5, 2015, 8:23 pm

I just rang lloyds bank, they assured me it was the fraud department doing a spot check, they pick random customers, quite glad they picked me now to know all is ok with my security.

Caller Company: lloyds bank
Caller Type: SMS
October 15, 2015, 9:24 am

Kind of amazed - not a scam number. I was sceptical so just called Halifax direct and sure enough someone had cloned my card. So feel free to reply to the text or just call up direct yourself. I suspect it's quicker to reply to text as other people have said they call you back straight away.

Caller Company: Halifax
Caller Type: Legit Caller
October 29, 2015, 7:12 pm

This is a genuine no. But as with most people, I went on line and got a no. from the Halifax website and sorted it that way. Was definitely fraudulent use of my cancelled. Well spotted Halifax!

Caller Company: Halifax
Caller Type: SMS
November 3, 2015, 11:16 am


This is from Halifax (or other bank in same group), confirmed by calling their standard UK number 0113 242 1984. There had been suspicious activity on my card which was fraudulent. They text to inform me, and have now cancelled the card and reimbursed me the funds taken.

Caller Company: Halifax
November 22, 2015, 10:22 am

NOT spam. I got this text message yesterday, very dubious at first. But was concerned as had my exact ending digit numbers on the card. Everyone said oh just spam just ignore it, as it will charge you stupid phone rates replying to it. But I was still was not settled on the issue. So I phoned Lloyds bank (number on the back of the card) to double check if this was some kind of scam, it was not it was their fraud dept. Someone had cloned my card and tried to use it in India! Luckily it was declined at the time. Card cancelled and now awaiting on a new one. Please don't ignore this text message, but I would suggest ring the bank (usually on the back of your bank card) just to be on the safe side.

Caller Company: 07860035283
Caller Type: Legit Caller
November 28, 2015, 6:07 pm

Yeah, it's legit. Mine was from Bank of Scotland, who, for some reason, blocked a routine chip-and-pin transaction in my local Tesco. On the phone (waiting forever) to speak to the fraud team to work out why they blocked the payment. The text freaked me out, and as soon as I'd replied to it, I realised I shouldn't have, but thankfully in this instance it was genuine.

Caller Company: Bank of Scotland Fraud team
Caller Type: Legit Caller
Andy H
November 30, 2015, 6:49 pm

It is legitimate. I called the number on the back of my bank card and spoke to an advisor. They told me that it was a fraud department spot check and to reply yes to the text. I received a text straight away saying "Thanks for confirming the transaction was made by you. If it was "declined" you"ll (sic) need to wait 10 minutes before trying again. Thanks for using our Fraud service."

Caller Company: Lloyds/Halifax/Bank of Scotland group Fraud Dept
Caller Type: Legit Caller
Rhian havard
December 1, 2015, 12:32 pm

Definitely a scam just phoned the bank I had a text message saying my card was used to buy e vouchers and to txt yes or no I txt no and the next thing my phone rang a Scottish woman asking for my sort code and account I said she should have it as she had rung me , she then got rude and put the phone down !!! I phoned the bank ( number on back of card ) and he confirmed it was a scam and I have been given an email address. [email protected] So if you get any texts please phone your bank and don't give details out over the phone !!!!!'

Caller Company: Lloyds
Caller Type: Scammer
December 5, 2015, 5:58 pm

This is a scam, upon receiving it I immediately called Halifax and reported the transaction I had not made, the text and the phone number and was told that they do not send messages from through personal mobile numbers (this is not the type of number a large business such as Halifax is issued) they informed me there had been further charges they had declined from Colorado, USA and then cancelled my card, if you receive this text do not reply or click any link but phone your bank immediately and inform them and report the number. Don't take any risks, if anything seems suspicious phone the bank.

Caller Type: SMS
December 10, 2015, 6:56 pm

It is legitimate. Here is what happened. I answered no in the text message that i don't recognise the transaction, I then got a call from lloyds bank, which tried to verify my information. I gave them wrong information just to make sure it will not match against what they have and it was and I then corrected it. They then cancelled my card. I called the bank after that just asking when the new card will arrive and they confirmed the date.

Caller Company: Lloyds bank
Caller Type: Legit Caller
December 28, 2015, 7:32 am

Shocked to see this number has been in use for well over a year. It cannot be my bank as my card mentioned has been replaced for well over a month.

Caller Company: 07860035283
Caller Type: Scammer
December 29, 2015, 3:44 pm

Definitely not a scam, got text message stating requesting confirmation of unusual debit card transaction, I didn't text back but rang Halifax who confirmed that my debit card had been used and had been blocked by their fraud team

January 10, 2016, 12:07 pm

Its a scam, just called Lloyds, they said DO NOT REPLY to this text. Mine suggested a transaction had been made to MM Umalas TAG DPS. Once you confirm yes or No, you confirm the last 4 digits of your card....the banks do not send texts like this to your mobile.

Caller Company: Unknown
Caller Type: SMS
February 13, 2016, 7:30 pm

OK, so 50/50 responses on here, so, in my case, after replying (as I was making a payment for the amount written in the text) I got dubious and called the Bank direct (Halifax). Turns out it is a correct number, on calling them I was advised about two payments I had tried to make (both blocked) and I had to authorise. Weird how some people are putting this down as scam.......but in my case it would appear not to be.

Caller Company: Fraud
Caller Type: Legit Caller
February 29, 2016, 9:09 am

Had the same thing from the Bank of Scotland so I called the number at the back of my card it was actually them, someone tried to use my card number in India and thanks to them it was blocked. The bank cancelled this card and is sending me a new one.

Caller Company: Bank of Scotland
Caller Type: SMS
March 10, 2016, 11:47 pm

I've just had similar messages from Halifax - rang them rather than replied to the text and they said the text was sent by them. Several transactions today. Card was cancelled, new one sent out. Glad they were on the ball even though the texts did worry me.

Caller Company: Halifax
Caller Type: Legit Caller
March 11, 2016, 11:21 am

I used Bank of Scotland and received a text from this number too. Called the bank and they confirmed it's their fraud department.

Caller Type: SMS
March 17, 2016, 10:35 am

This is a genuine text from Lloyds Bank / Halifax.

I was suspicions because it looked like a phishing attempt.

I called their card fraud number and they confirmed that they did send it and that my card had been used fraudulently. Cancelled my card and sent me a new one.

Don't ignore these texts. They look dodgy but they are genuine.

I explained to them how their texts look JUST LIKE the phishing scams they advise you to avoid but whatever. Banks will be banks.

Caller Company: Lloyds Bank
Caller Type: SMS
March 23, 2016, 9:57 am

Hi I just phoned my bank after receiving a text it was from the fraud service good to know they are on top of things

March 30, 2016, 4:51 pm

Just got a message as LLoyds claiming some unauthorized transaction. I called the bank and they confirmed those transaction with the debit card department as unauthorized from India. Locked the card and requested a new one as has been cloned.

Caller Company: LLoyds
Caller Type: Legit Caller
April 8, 2016, 10:37 am

Got text from this number saying someone used this card to pay 6.81 @ PALMS RESORT, got a call from 08456031755 30 mins later, both looks legit but when i called LLoyds bank they said they didn't contact me, mixed feeling probably scam, they must have cloned the mobile number and 0845 number to scam

Caller Company: unknown
Caller Type: Unknown
April 11, 2016, 3:13 pm

Edit this is legit number, it was for my wifes account, someone cloned her card and stole money.

Caller Company: Lloyds bank
Caller Type: Legit Caller


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